10 largest car insurance companies in the United States

1. State Farm

  • Market Share: ~16%

  • Headquarters: Bloomington, Illinois

  • Overview: The largest auto insurer in the U.S. Offers wide coverage, strong financial ratings, and a massive network of agents.



2. GEICO (Government Employees Insurance Company)

  • Market Share: ~13%

  • Headquarters: Chevy Chase, Maryland

  • Overview: Known for competitive pricing and direct-to-consumer sales. Owned by Berkshire Hathaway.


3. Progressive

  • Market Share: ~12%

  • Headquarters: Mayfield Village, Ohio

  • Overview: Innovative with usage-based insurance (Snapshot) and online tools. Popular among high-risk drivers.


4. Allstate

  • Market Share: ~10%

  • Headquarters: Northbrook, Illinois

  • Overview: Offers a broad range of coverage options with strong customer support and extensive agent network.


5. USAA (United Services Automobile Association)

  • Market Share: ~6%

  • Headquarters: San Antonio, Texas

  • Overview: Serves military members and their families. Known for top-tier customer satisfaction and financial strength.


6. Liberty Mutual

  • Market Share: ~5%

  • Headquarters: Boston, Massachusetts

  • Overview: Offers both personal and commercial auto insurance with a wide selection of add-on coverages.


7. Farmers Insurance

  • Market Share: ~4%

  • Headquarters: Woodland Hills, California

  • Overview: Focuses on personalized service through a large agent network and bundling discounts.


8. Nationwide

  • Market Share: ~2.5%

  • Headquarters: Columbus, Ohio

  • Overview: Offers a wide array of insurance products, including usage-based coverage and accident forgiveness.


9. American Family Insurance

  • Market Share: ~2%

  • Headquarters: Madison, Wisconsin

  • Overview: Strong presence in the Midwest and Western U.S. Offers competitive rates and good customer service.


10. Travelers

  • Market Share: ~1.9%

  • Headquarters: New York City, New York

  • Overview: Known for flexible policy options and solid financial backing. Appeals to both individual and business customers.







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